If you own a home, or even if you are a renter, it's smart for you to have some type of insurance on your home and possessions. Homeowners insurance will cover you and your property in the event that damage is done. Without insurance on your home, you will be responsible for paying for all damages done to the home. Below you will find important information to keep your home safe and insured from all types of damage.

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ONES HOME INSURANCE BASICS!

• What is a standard homeowner’s insurance policy?
• Is flooding coverage included in my policy?
• Can I be a homeowner without a policy?
• What are condo and co-op insurance policies?
• How can I get the most coverage out of my money?
• Are there insurance policies if I am a renter?
• What are the differences in each type of policy?
• Do I need a specialized policy for important valuables?
• What is included in a standard homeowner’s insurance policy?
• Differences in cancelling my policy or choosing not to renew it?
• What is the best way to take a home inventory?
• What kinds of natural disasters are covered in my policies?
• Will insurance pay for a house that was completely destroyed?